Business Analyst US P&C Insurance Commercial Claims

Role overview

Business Analyst US P&C Insurance Commercial Claims at Inube Software Solutions

Business Requirements & Process Mapping Translate complex P&C insurance workflows into clear business requirements (BRDs), functional specifications (FRDs), user stories, and process maps.

Business Analyst US P&C Insurance Commercial Claims Overall job purpose: We are seeking a highly skilled Business Analyst with deep expertise in the U.S.

The ideal candidate possesses a holistic understanding of how risk moves from an agent’s hands through wholesale channels, gets underwritten by MGAs, and is ultimately bound and managed on a Carrier’s paper.

Responsibilities

• You will drive the design, optimization, and implementation of end-to-end insurance systems, workflows crossing Wholesale Brokers, Managing General Agents (MGAs), and Insurance Carriers .
• Document end-to-end Commercial Lines lifecycles (New Business, Renewals, Endorsements, Cancellations) across multiple lines of business (e.g., General Liability, Commercial Property, Excess & Surplus, Inland Marine, Commercial & Personal Auto etc).
• Submission Management Optimization Analyze and optimize the Submission Management pipeline , focusing on reducing clearance times and improving data ingestion from multi-channel sources (emails, portals, ACORD forms, API feeds).
• Define requirements for Intelligent Document Processing (IDP) , OCR solutions, or submission triage tools to automate data extraction from ACORD 125/126/140 etc., forms and supplemental applications.
• Value Chain Integration (Broker ➔ MGA ➔ Carrier) Wholesale Broker Workflows: Map how wholesale brokers aggregate risks, market them to multiple markets, and manage quote comparisons.
• MGA Operations: Design solutions for MGAs utilizing delegated underwriting authority, managing program business, and enforcing carrier-defined underwriting guidelines and rate/rule/form structures.
• Carrier Core Systems: Ensure seamless data transmission to Carrier core systems for risk aggregation, policy issuance, billing, and regulatory reporting (statutory coding).
• System & Data Integration Facilitate automated bordereau reporting structures between MGAs and Carriers, ensuring financial and statistical data integrity.
• Collaborate with architectural teams to define API integration requirements connecting modern front-end portals, rating engines (ISO or proprietary), and back-office policy administration systems (PAS).
• Qualifications, Work

Required qualifications

• Minimum 5–7 years of Business Analysis experience strictly within the U.S.
• P&C Insurance industry .
• Domain Knowledge: Holistic understanding of the commercial insurance distribution model, including the distinct roles and interactions of Wholesale Brokers, MGAs, and Carriers .
• Technical Familiarity: Strong familiarity with insurance core systems (e.g., Guidewire, Duck Creek, Origami Risk) or specialized MGA/Broker platforms (e.g., Vertafore, Applied Systems, Novidea).
• Hands-on experience with ACORD data standards and forms.
• Solid understanding of Agile/Scrum methodologies, writing Jira user stories, and managing backlogs.
• Analytical Skills: Proficiency in SQL for data mapping and validation, as well as business process mapping tools (e.g., Lucidchart, Visio).
• Professional insurance designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Commercial Underwriting) .
• Experience with Excess & Surplus (E&S) lines and non-admitted market workflows.
• Excellent written and oral communication skills, Excellent Documentation Skills Note: US P&C Commercial claim insurance hands on mandatory
• 5-7 years Apply for this position Full Name Email Phone Cover Letter Upload CV/Resume Allowed Type(s): .pdf, .doc, .docx By using this form you agree with the storage and handling of your data by this website.

Employment details

• Location: Bangalore Mode of Work: Work from Office
• Location: Bangalore Mode of Work: Work from Office [India]

Benefits

• Property & Casualty (P&C) commercial insurance ecosystem.

Additional role details

• In this role, you will act as the vital bridge between business stakeholders and technology teams.