Senior Credit Risk Associate
JP Morgan · Mumbai
Collected role description
Role overview
Senior Credit Risk Associate at JP Morgan
Lead in-depth due diligence processes and produce concise credit memos with clear recommendations to support credit decision-making.
Responsibilities
- You will lead due diligence, develop clear credit recommendations, and challenge assumptions through rigorous modeling and downside scenarios.
- You will also help proactively manage exposures across a portfolio of clients and industry sectors.
- You will produce clear credit memos with recommendations, challenge financial modeling assumptions, and develop appropriate downside scenarios.
- You will proactively manage exposure for a portfolio of clients and industry sectors while partnering closely with senior stakeholders across the firm.
- You will also support coaching and development of junior team members through on-the-job guidance and training.
- Build, review, and challenge financial models and underlying assumptions, and develop appropriate downside scenarios based on key conclusions.
- Review and interpret loan and derivatives documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation, and prioritize and negotiate key documentation terms.
- Partner with senior stakeholders across coverage teams, product specialists, markets partners (including derivatives sales), capital markets, and mergers and acquisitions teams.
- Liaise regularly with Primary Credit Officers and Senior Credit Officers.
- Manage exposure proactively across a portfolio of clients and industry sectors.
- Apply understanding of firm risk management policies and related interactions with key stakeholders (including regulators and auditors), and coach junior team members through on-the-job development and training.
- Required qualifications, capabilities, and skills: Demonstrate strong analytical and credit skills and judgment, with a hands-on approach to evaluating credit and transaction structure details.
- Demonstrate strong project management skills with end-to-end ownership of work and projects.
- Build credibility and trust with clients, internal business partners, product specialists, and credit officers, and partner effectively with them.
- Coach and develop junior colleagues effectively.
- Operate as a self-starter who is results-driven, able to multitask, and adaptable to shifting priorities in a dynamic workflow environment.
- Bring at least 2+ years of experience in roles requiring relevant credit risk and analytical skills.
- Demonstrate excellent written and verbal communication skills.
- Drive credit due diligence, modeling, and portfolio risk management to support timely credit decisions.
Preferred qualifications and skills
- Preferred qualifications, capabilities, and skills: Have prior experience reviewing and commenting on loan documentation and/or core corporate derivative documentation.
Employment details
- Location: Mumbai [Maharashtra] [India]
Additional role details
- Join a credit risk team where your analysis directly informs high-impact credit decisions.
- You will work closely with senior stakeholders across coverage, product, markets, capital markets, and mergers and acquisitions teams.
- This role offers the opportunity to coach and develop junior team members in a dynamic, fast-paced environment.
- As a Credit Risk Associate within Corporate and Investment Bank Risk , you will lead credit analysis and due diligence to support informed credit decisions.
- Job
Collected experience requirement
2+ years