Senior Analyst - Private Credit
Aranca · Mumbai
Collected role description
Role overview
Senior Analyst - Private Credit at Aranca
Responsibilities
- Prepare quick-turn investment profiles / teasers for live deals
- Conduct downside / scenario analysis and identify key risk triggers
- Support Investment Committee (IC) memos with clear recommendations Credit Analysis
- Analyze financial statements, leverage, DSCR, interest coverage
- Evaluate sources & uses, transaction structure, and sponsor dynamics Bond / Loan Pricing Valuation:
- Build and maintain private credit valuation and pricing models (DCF-based) for illiquid bonds and loan-format securities (bullet & amortizing), including SAR/local currency instruments
- Develop credit spread frameworks using financial KPIs (leverage, ICR, cash flows), market benchmarks, and illiquidity/structural adjustments
- Support quarterly reviews and ongoing credit updates Execution Support
- Work closely with onshore teams / PMs / deal teams
- Maintain high quality and consistency across deliverables Functional
Required qualifications
- Strong experience in credit research / private credit / leveraged finance
- Hands-on financial modelling (cash flow-based)
- Exposure to IC memos / credit notes / deal write-ups
- Understanding of capital structures, covenants, and debt instruments
- Ability to work in high deal-flow, fast turnaround environments.
- Added Advantage:
- Experience with direct lending / private credit funds / KPOs serving buyside
- Exposure to monthly cash flow modelling, PIK interest, amortization schedules
- Loan pricing valuation models
- Portfolio monitoring / covenant tracking experience
- Tools: Bloomberg / Capital IQ / Excel (advanced)
Preferred qualifications and skills
- CA / MBA Finance / CFA preferred
Employment details
- Location: Mumbai [India]
Additional role details
- Job Profile Deal Screening & Underwriting
- Build detailed financial models (cash flow, liquidity, debt schedules)
- Assess business model, industry risks, and capital structure
- Perform scenario analysis, recovery modelling, and sensitivity analysis to support fair value (IFRS Level 3), NAV reporting, and investment decisions Portfolio Monitoring
- Track portfolio performance, liquidity, and covenant compliance
- Identify early warning signals and covenant breaches
- Handle multiple live deals with tight turnaround timelines