Trainee – Credit Portfolio Management, Societe Generale India (Mumbai)

Role overview

Trainee – Credit Portfolio Management, Societe Generale India (Mumbai) at SocGen

Reviewing financial statements of MNC corporates and some Indian corporates and updating them in banks standard spreadsheet.

Responsibilities

• Performing independent risk analysis on these corporates, formulating logical and appropriate recommendations.
• Manage all matters related to the submission of credit applications (pre and post approval) and maintaining valid obligor ratings.
• Liaise with front office, management, and risk to facilitate credit requests on a timely basis.
• Perform ongoing monitoring of exposures and provide early identification of emerging risks and problem accounts.
• Support administrative functions of the department which includes regular business MIS creations / updation, regulatory required data submission and follow-up with the key stake holders.
• Supporting senior analysts of the team.
• Tracking Industry updates to review impact on clients if any.
• Skills & Competencies Ability to comprehend company balance sheets and use them for internal requirements.
• Ability to quickly identify, analyze, and assess credit risks of counterparties and perform ongoing counterparty risk analysis.
• Banking product knowledge.
• Strong team player with excellent interpersonal, written, and verbal communication skills.
• Responsibility: Ability to generate outstanding individual and collective performance.
• Team Spirit: Ability to build relationships with internal and external stakeholders, develop synergies within the team and across the Group.
• Commitment: Ability to listen actively and demonstrate emotional intelligence to engage others.
• Language Skills: English Computer Skills: Strong computer application skills, including Microsoft Word, Excel, and other Microsoft Office applications.
• Societe Generale is one of the leading financial services groups in Europe.
• Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth, putting its resources to work to finance the economy and its clients’ plans.
• With a solid position in Europe and a presence in countries with strong potential, the Group’s 145,700 employees in 66 countries support 31 million individual clients, large corporates and institutional investors worldwide by offering a wide range of advisory services and tailored financial solutions.
• Societe Generale was established in India in the year 1978.
• In 1985, Societe Generale Bank commenced operations as a Scheduled Commercial Bank in Mumbai.
• Since then it has a proud legacy of servicing corporates and clients.
• New branches were added in Delhi (1993).
• Societe Generale not only offers an extensive product portfolio to different market segments, but customizes solutions in investment banking, global finance and global markets.
• Societe Generale is an equal opportunities employer and believes that a diverse and inclusive workforce should be encouraged and recognized.

Preferred qualifications and skills

• Academic Background (Degree and Major): B.Com (Hons) / MBA or Master's in Finance / Chartered Accountancy Working Experience / Technical Skills & Know-how: Trainee or internship experience of 1-2 years preferred, particularly in Bank Audit.

Employment details

• Location: Mumbai [India]