Credit Analyst

ACKO · Mumbai

Source and collection record

Last observed by our collector: 8 October 2026 at 11:00 pm IST. This is not a manual review or a confirmation from the employer.

Employer requisition: 56291

Job type and experience labels are automated discovery categories. The employer determines eligibility. Retained employer experience wording: 4-7 years.

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Retained employer experience wording: 4-7 yearsAttendance and availability: I checked the employer page for work location, office attendance, start date and duration.Current requisition: I checked the current employer requisition and its application requirements.

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Collected role description

Mumbai · Full Time · On-Site. Conduct credit analysis of proposed issuers, including corporates, PSUs, NBFCs and banks, through financial statement review,… organization serving the digitally-savvy, ACKO’s value proposition of ‘Welcome Change’ focuses on offerings that make insurance simple and hassle-free! With features such as zero commission, zero paperwork, instant renewal, same-day claim settlements, and app-based updates on claims, ACKO is a 'Welcome Change' from traditional insurers. Having said that, we are not just another conventional insurance firm, or the people consulted solely for "claims”! Anchored in a tech-centric philosophy, ACKO’s approach fuels innovation, empowering us to develop comprehensive products that cater to every aspect of our customers' insurance requirements. And while we are at it, we put our Ackers at the heart of everything we do. We're not your typical 9-to-5 workplace; we're a vibrant and inclusive bunch of innovators and creators making sure every Acker’s idea matters, their voice is heard, and their growth is part of our mission. Key Responsibilities Conduct credit analysis of proposed issuers, including corporates, PSUs, NBFCs and banks, through financial statement review, cash flow assessment and business/industry risk evaluation. Prepare credit appraisal notes and investment recommendation reports for the Sub Investment Committee. Monitor the debt portfolio for rating changes, covenant breaches, sector stress and early warning signals. Track macroeconomic, sector and company-specific developments that may impact credit quality. Track regulatory updates from RBI, SEBI, and IRDAI, and assess their impact on portfolio holdings. Skills & Experience Required Strong understanding of credit analysis principles, financial ratio analysis, and balance sheet/cash flow interpretation Strong analytical, report-writing, and presentation skills Ability to work under regulatory and reporting deadlines 4–7 years of overall experience, with at least 2 years in credit research or credit analysis. Prior experience with an insurance company, mutual fund/AMC, bank credit department, NBFC, or a credit rating agency preferred Educational Qualification MBA (Finance) / CA / CFA from a recognized institute CFA / FRM certification preferred (completed or pursuing) Apply for this position Autofill from resume Save time by uploading your resume. (Only PDF or DOCX format supported) Upload file Loading... Credit Analyst – Mumbai | ACKO Careers

Collected experience requirement

4-7 years