Credit Manager - Agri
IDFC FIRST Bank · Mandsaur
Source and collection record
Last observed by our collector: . This is not a manual review or a confirmation from the employer.
Employer requisition: P-230744
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Collected role description
Job Requirements . Role/ Job Title : Credit Manager - Agri. Business : Retail Underwriting - Agri. Function/ Department: Credit - underwriting. Job Purpose. ' Candidate will be responsible for assessing the loan applications, which involves determining the financial health and creditworthiness of potential borrowers. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties. Roles & Responsibilities. ' 1. Help develop relevant unnati MBL loans credit policies based on laws, regulations, and industry trends. 2. Assessment of customers sourced by Sales Team as per credit policy. 3. Scrutiny of loan application, KYC, Financial Reports, Collateral Documents and ascertaining eligibility as per credit policy. 4. Underwriting of proposal is based on customers profile. 5. Verification of Credit checks like RBI default list, dedupes checks about negative, caution and restricted profiles, Probe details, Individual and Commercial CIBILS, etc. and other mandatory checks as per credit policy and guidelines. 6. Analysis of statement of accounts, preparation of perfios. Secondary Responsibilities. ' Understanding account related parameters. i.e., Churning, Cheque Returns, Utilization of facility, Interest Servicing, Cash flows, Cash deposits, remittance, and receivables details etc. Analysis of valuation report and legal reports. Maintain best Turn Around Time and keep nil Audit and hind-sighting error to ensure quality in underwriting and maintain healthy Portfolio. Qualifications. Post Graduate Degree - Graduate / Post Graduate / Professional qualification. Years of Experience. 2-3 Years of relevant experience.
Collected minimum qualification
Post Graduate Degree - Graduate / Post Graduate / Professional qualification.
Collected experience requirement
2 - 3 years