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DM - Credit Underwriting

Moglix · Noida

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Last observed by our collector: . This is not a manual review or a confirmation from the employer.

Employer requisition: 4314

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Collected role description

Role Objective: The role involves credit underwriting, due diligence, and monitoring of borrowers in supply chain finance (domestic and export finance). Key Responsibilities: Assess creditworthiness of borrowers by analyzing financial statements, CIBIL, GST, bank statements, and ITRs Perform working capital assessment including cash conversion cycle and MPBF Understand business models and identify risk factors affecting creditworthiness Conduct site visits to evaluate operations and identify red flags Coordinate with internal teams and clients to resolve information gaps Prepare credit appraisal memorandums and present to the credit committee Ensure adherence to internal credit policies and processes Monitor existing portfolio and identify early warning signals Key Skills: Credit underwriting Working capital assessment (MPBF, CMA) Risk assessment Desired Candidate Profile: Experience : 2–8 years of experience in credit underwriting Experience with banks, NBFCs, fintechs, or rating agencies preferred Education : Graduation from a reputed institute (mandatory) CA or MBA (Finance) preferred Competencies : Strong ownership and accountability Ability to work in a high-growth environment Strong analytical and problem-solving skills Good communication and presentation skills

Collected experience requirement

3-6 Years