Area Sales Manager - SME Lending

About the Business OXYZO Financial Services Ltd. is a Leading Fintech NBFC headquartered in Gurugram. We are into B2B Lending and cover both SME and Emerging Corporate customers Pan-India having our offices spread across 20+ cities in India including NCR, Chandigarh, Jaipur, Indore, Ahmedabad, Mumbai, Bangalore, Hyderabad, Chennai, Kolkata, etc. OXYZO is a part of the OfBusiness Group and was incorporated in 2016- having already built an AUM (Asset Under Management) of 10,000 Cr+ with a PAT of 370 Cr+ last year and is growing year on year with well established processes and governance framework with marque investors including Creation Investments, Matrix Partners, Norwest, Tiger Global and Alpha Wave. What you will do. 1. Actively sourcing and acquiring SME and Mid Corporate clients across a spectrum of industries including Manufacturing, Engineering, Chemicals, Pharma, Textiles, and Logistics. 2. Conducting thorough credit and risk analyses to inform sound decision-making, while adeptly preparing credit notes to facilitate smooth deal structuring. 3. Ensuring seamless document fulfillment and timely disbursement of credit facilities 4. Working alongside the leadership and risk team to structure competitive deals and onboard clients effectively. 5. Collaborating with the leadership to identify and capitalize on new growth clusters and industries 6. Building and leveraging a strong network within industry circles to expand the business portfolio and capitalize on emerging prospects. What we are looking for. 1–4 years of experience in Business Development / Sales (Banking, NBFC, or Financial Services preferred) Strong interest in working with SMEs & Emerging Corporates across diverse industries Basic understanding of credit, risk analysis, and financial documents Excellent communication and relationship-building skills Self-driven, with the ability to identify growth opportunities and build networks Eagerness to learn and collaborate with leadership on deal structuring and client onboarding What we are offering. 1. Industry best internal growth and progression (in terms of Grade/Wealth/Team/Learnings) with one of India's biggest and fastest growing NBFCs 2. Opportunity to work alongside and learn from some of the best commercial stalwarts 3. Competitive Pay & Benefits 4. Meritocratic and Rewarding Environment 5. Opportunity to do unconventional lending products with distinct USPs (Best TAT, Broader Client Coverage, Higher Risk Appetite, Superior Client Experience, etc.)