Retail Health Pricing

Go Digit General Insurance · Bangalore

Source and collection record

Last observed by our collector: 9 October 2026 at 1:07 am IST. This is not a manual review or a confirmation from the employer.

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Collected role description

<h2 style="line-height:115%;"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Position Description:</span></h2><h2 style="line-height:115%;"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us"><span style="font-weight:normal;">Actuarial consultant responsible for pricing and product development of health products.</span></span></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us"><br /></span></b></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Key Responsibilities:</span></b></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-weight:normal;font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span><span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';font-weight:normal;"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;font-weight:normal;" xml:lang="en-us">Develop and enhance health insurance products tailored to market needs and customer preferences.</span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Conduct market research and competitive analysis to identify opportunities for new product features.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Lead actuarial pricing for assigned products, determining premium rates based on risk and financial projections.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Ensure compliance with insurance regulations and collaborate with regulatory teams for approvals.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Analyze product performance and recommend modifications or discontinuations.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Assess profitability through actuarial modeling and implement pricing adjustments.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Evaluate risk exposure and recommend mitigation strategies in collaboration with underwriting.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Support product launches with cross-functional teams including marketing and distribution.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Utilize actuarial tools for claims and expense projections; perform sensitivity analyses.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Monitor post-launch performance and adjust pricing based on KPIs.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Customize offerings for target customer segments in collaboration with marketing.</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us"><span style="font-weight:normal;">Share pricing methodologies and support team learning initiatives.</span></span></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us"><br /></span></b></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Key Competencies:</span></b></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Actuarial Analysis</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Retail Health Underwriting </span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Audit & Risk Management</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us">Health Insurance Domain Knowledge</span></span></h2><h2 style="margin-left:36pt;text-indent:-18pt;line-height:115%;"><span style="font-weight:normal;"><span lang="en-us" style="font-size:10pt;line-height:115%;font-family:Symbol;color:#000000;" xml:lang="en-us">·<span style="font-size:7pt;line-height:normal;font-family:'Times New Roman';"> </span></span></span><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;color:#000000;" xml:lang="en-us"><span style="font-weight:normal;">Strategic Decision-Making</span></span></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us"><br /></span></b></h2><h2 style="line-height:115%;"><b><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Behavioral Traits:</span></b></h2><p> </p><ul style="margin-top:0cm;" type="disc"> <li class="MsoNormal"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Analytical thinking and problem-solving</span></li> <li class="MsoNormal"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Effective communication and collaboration</span></li> <li class="MsoNormal"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Adaptability and continuous learning</span></li> <li class="MsoNormal"><span lang="en-us" style="font-size:8pt;line-height:115%;font-family:Muli;" xml:lang="en-us">Attention to detail and accountability</span></li> </ul> <p class="Travel Group"><br /></p>

Collected experience requirement

2 - 3 Years